It’s Not Covered: Flood

It’s Not Covered: Flood

by: BreAnn Stephenson

Welcome to our “It’s Not Covered” series. For a fuller introduction of the series, read HERE. We hope these quick reads help you increase your understanding of your insurance coverage, clear up

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NREIG Reporting Form

A monthly reporting form is an insurance methodology which allows our clients to change occupancy status, property values, as well as add and delete locations with no minimum earned premium. Meaning, you only pay for what you need on month-to-month … Read More

Replacement Cost vs Actual Cash Value

When selecting property insurance coverage with NREIG, consider a choice of two loss settlement methods: Replacement Cost and Actual Cash Value.


Replacement Cost coverage allows claims to be settled with reimbursable depreciation.

EXAMPLE – A house insured … Read More