National Real Estate Insurance Group

What type of agency is National Real Estate Insurance Group (NREIG)?

NREIG is an independent insurance agency, licensed in all 50 states. We focus on the unique insurance needs of the residential real estate investment industry.

What makes NREIG different?

NREIG offers monthly billing with no minimum earned premiums or long-term commitments. Coverage is provided in all 50 states and for all phases of occupancy; tenant occupied, vacant, or locations under renovation. Include all of your properties on one monthly schedule, called "monthly reporting" form, and add and delete properties as-you-go. It's that easy!

What is a Monthly Reporting Form?

A monthly reporting form is an insurance methodology which allows “inventory” flexibility in regards to insurance coverage. This allows our Program to change coverages month-to-month. Such changes could relate to occupancy, values, as well as adding and deleting locations as needed. Clients receive a monthly invoice which reflects the current month’s inventory and related coverages from their Client Service Representative. This is a much simpler process than the traditional “endorsement per change” that is utilized by most insurance providers.

Who are the Insurance Carriers for the Program?

All Insurers we utilize are A.M. Best “A” or better rated. Carriers we use or have used are:

  • Acceptance Indemnity
  • Allianz
  • Lloyd’s of London and others
Can National Real Estate Insurance Group help me with other types of insurance?

Yes! We have a full-service commercial department, which can assist you with insurance needs related to apartment complexes, mixed-use commercial buildings, strip malls, umbrellas and more.

Who is Affinity Group Management (AGM)?

AGM is the company contracted to provide administrative support to NREIG. They strive to deliver superior client support and services, client inventory control and efficient billing systems to residential real estate investors across the United States.

When will I receive my invoice?

Invoices are sent via email on the 11th of each month.  Review your statement and Report Changes to us.

What if I make changes to my inventory after payment is posted?

The 3rd of each month is the last available date to make changes to the prior month’s inventory. If changes are made after payment has been posted for that month, the balance will be carried over to the next month.

What if I don’t make a payment by the due date?

If payment is not made by the due date, 10 day cancellation notice is sent to you and any applicable lenders on the 10th of each month. If payment isn’t received by the 20th, your coverage will be canceled.

Who is Affinity Loss Prevention Services (ALPS)?

ALPS is committed to helping real estate investors prevent avoidable losses. These losses can result in dollars out of the investor’s pocket or costly claims payments. ALPS’ mission is accomplished through research and the development of educational programs. As a client of NREIG/AGM, you may receive e-mails on loss prevention topics relevant to the current or upcoming season. Following the tips contained in these e-mails will help you make informed decisions and take positive steps in risk avoidance and mitigation. Visit ALPS online at

Who is Affinity Loss Management Services (ALMS)?

ALMS is an affiliate company of NREIG and is here to help you gather information and provide advice and assistance in the claims process. ALMS does not determine coverage, adjudicate, pay or deny claims. Claims are administered by McClarens Global or the carrier, depending on the insurer for the specific property.

What should I do if an incident occurs at one of my properties?
  • Contact the appropriate authorities immediately if applicable
  • Contact Affinity Loss Management Services at 913-262-1624 or Report an Incident online
  • Take steps to protect the property from further damage
  • Document damages via photos and videos if possible
  • Keep a record of all expenses necessary to protect property and provide receipts
  • Allow claims adjuster to inspect the property providing the loss or damage
Who is Affinity Enterprise Group (AEG)?

AEG is a constellation of companies brought together under one brand to empower and support entrepreneurs and professionals primarily focused in the residential real estate industry. For the list of companies and to see how you can benefit, go to: