Is It Covered? Named Storm

If you have properties in coastal locations, it’s not always clear if you have coverage when a tropical storm or hurricane comes through. Damage can be caused by the force of the winds, rain driven by those winds, storm surge … Read More

Is It Covered? Burst Pipes

Many people think they are automatically covered for Water Damage that results from a burst pipe at their investment property. The fact is, Water Damage from a burst pipe is not covered under the Basic Form, but only under the … Read More

Is It Covered? Theft and Vandalism

 

There are several layers of confusion relating to coverage for Theft and Vandalism. First, many people are unclear about what constitutes Theft versus Vandalism or even Burglary. Another confusion is whether the Theft, Vandalism and Burglary coverages are available … Read More

Is It Covered? Snow, Ice & Sleet

The Basic, Broad and Special Forms on which property policies are written offer different levels of coverage. Basic and Broad Form are “named peril” policies, meaning perils must be listed within the policy to be covered. Special Form is written … Read More