The cold, hard fact is ice is NOT nice to properties. It can bust open your plumbing system, cause trees to topple over, even make your roof collapse. Because most of the U.S. experiences freezing temperatures, it’s imperative to brace … Read More
More property fires occur in December, January, and February than at any other time of the year, says the National Fire Protection Association (NFPA). Fires are among the costliest losses we see to investment properties and in the top five … Read More
Do you require your tenants to carry renter’s insurance in your lease? Do you enforce it? Your tenants can go out in the open insurance market and purchase an annual renter’s insurance policy by paying a couple months of premium … Read More
After an active 2017, the state of the habitational insurance market is at perhaps its most volatile point in close to a decade. With three major hurricanes (Harvey, Irma and Maria) and the California mudslides causing damage into the billions, … Read More
It is a commonly misunderstood challenge: clarifying the timeless issue of how to properly insure a “subject to” property.
The obvious dilemma is the “Due on Sale” (DOS) clause being invoked and the mortgage company calling the note.