Cause of Loss |
Basic |
Special |
---|---|---|
Fire | ![]() |
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Lightning | ![]() |
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Explosion | ![]() |
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Windstorm and Hail | ![]() |
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Smoke | ![]() |
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Aircraft and Vehicles | ![]() |
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Riot or Civil Commotion | ![]() |
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Volcanic Action | ![]() |
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Sprinkler Leakage | ![]() |
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Vandalism/Malicious Mischief* | ![]() |
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Falling Objects | ![]() |
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Weight of Snow, Ice, or Sleet | ![]() |
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Water Damage | ![]() |
|
Collapse – Additional Coverage | ![]() |
|
Theft* | ![]() |
|
Risk of Direct Physical Loss** | ![]() |
Read more about choosing between these two coverage options here.