Insurance Built For
Real Estate Investors.
Tailored coverage for your portfolio, backed by investment insurance experts.
In Partnership with:
Investarters
Why Choose NREIG?
National Real Estate Insurance Group (NREIG) provides insurance solutions tailored to the unique needs of every investment property you own. By focusing exclusively on real estate investors, our flexible, month-to-month coverage adapts to every property type and occupancy status, delivering complete protection.
Commitment-free
Pay for coverage monthly. With NREIG, you’re not locked into annual policies.
Adaptable
Coverage for all property types and phases of occupancy, from new builds to occupied rentals.
Nationwide
Protection that lets you grow your portfolio with confidence, wherever you invest.
Trusted
Insuring investment properties for nearly 20 years, backed by carriers rated “A-” or better.
Comprehensive Protection for Every Property Type
When it comes to insuring your investment properties, traditional homeowners insurance won’t properly protect the dwelling or your liability exposure. Our policies are customized for each property type, addressing the specific risks you face.
Preferred by Thousands of
Real Estate Investors
FAQS
Simplifying the most common real estate insurance questions so you can understand your coverage with confidence.
Homeowners policies protect owner‑occupied properties, typically with lower liability limits. Landlord insurance is designed for rental properties, offering higher liability coverage to account for risks from tenants and guests. It also often includes Loss of Rents coverage, compensating landlords if a covered event makes the property uninhabitable. Using the wrong policy can lead to denied claims, so it’s important to match coverage to how the property is used.
Landlord insurance provides comprehensive protection for rental property owners by covering both the structure and your liability as an investor. Dwelling coverage helps repair or rebuild your property after covered losses such as fire, windstorm and hail, vandalism, and more.
Many landlord policies also include or offer Loss of Rents coverage, which helps replace rental income if a covered loss makes the property uninhabitable during repairs.
In short, landlord insurance helps safeguard your investment, your income, and your financial exposure as a property owner.
Investors typically aim for enough dwelling coverage to fully rebuild a property at today’s construction costs (not market value). From there, liability limits should reflect your overall risk tolerance. Consider things like how many properties you own, your tenant profile, and how the property is used.
At the end of the day, you want coverage that can rebuild the structure and liability protection that lets you move forward with confidence. NREIG can guide you through the trade‑offs to find the right fit.
The right endorsements depend on your property, location, and overall risk tolerance, but NREIG offers several optional coverages that can strengthen your protection. Our Tenant Protector Plan® helps cover certain types of tenant‑caused negligent damage. Property Management Errors & Omissions adds an extra layer of liability for investors who self‑manage. Flood and Earth Movement are important considerations in higher‑risk areas. Equipment Breakdown covers losses resulting from the failure of equipment, while Service Line coverage protects against damage to exterior service lines.
The goal is to match your coverage to your actual exposures so you can fill potential gaps in your base policy and keep your investment fully protected.
NREIG is an independent insurance agency licensed across the U.S. As an agency, we work on behalf of both our clients and insurance carriers to help advise, place, and manage coverage for every property in our program.
We partner with a variety of insurance carriers, each with their own specialties and risk appetite. Our advisors work directly with clients to understand their investing strategy, risk tolerance, and coverage needs, then place them with the carrier that best fits and at the most competitive rate available.
During the claims process, we stay closely involved by keeping clients informed and acting as a liaison with the Third‑Party Administrator (TPA) responsible for evaluating and recommending claim outcomes. While we support clients throughout the process, NREIG does not investigate, approve, or deny claims; those decisions are handled by the carrier and TPA.
Protect your Investments Today!
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