self defense insurance

Self-Defense Education & Legal Protection

Owning investment properties can sometimes place you in unpredictable or risky situations, whether it’s a dispute with a tenant or an unexpected encounter with a trespasser. The United States Concealed Carry Association (USCCA) provides real estate investors with access to training, resources, and legal protection to help you prepare for and respond to these challenges.  

National Real Estate Insurance Group has partnered with USCCA to connect real estate investors with membership options that include educational courses, self-defense training, and critical legal support. Through this partnership, NREIG clients also receive 5% off USCCA membership rates.

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What does a USCCA membership include?

  • Self-Defense Liability Insurance – legal and financial protection after a lawful act of self-defense*
  • Attorney Network – choice of your own attorney or option to select from 1,200+ trusted 2A lawyers
  • Critical Response Team – 24/7 emergency hotline and response protocols
  • Protector Academy – digital training, live-fire qualification, and legal education  
  • Certified Instructors/Classes – nationwide training access from trusted USCCA partners 
  • Education Tools – eBooks, Ask an Attorney videos, situational guides, and more 
  • Concealed Carry Magazine – 8 print issues annually + full digital archive  
  • Gun Laws & Reciprocity Map – know where and how to carry legally in every state  

*Insurance has been purchased by the USCCA and is one of the benefits of membership in the USCCA. USCCA members are additional insureds under a policy issued to the USCCA by Universal Fire and Casualty Insurance Company, an insurance company with its principal place of business in Hudsonville, MI. Coverage and benefits are subject to the terms, conditions, and exclusions of the insurance policy. Information provided herein is for informational purposes and is not intended to be a representation of coverage that may exist in any particular situation. Contact Delta Defense’s Customer Engagement Team at 800-674-9779 with any questions.

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What does the Self-Defense Liability Insurance Policy issued to the USCCA cover?

The self-defense liability insurance policy issued to the USCCA covers claims stemming from:  

  • An Act of Self-Defense as long as you and your attorney are able to argue self-defense as a justification for your actions.  
  • “Covered Legal Liability”, meaning the legal liability of a USCCA member stemming from the use by another person of a firearm or other weapon that was stolen from the member.  
  • Extreme Risk Protection Orders (“Red Flag” proceedings), meaning there is insurance for defending against or challenging an extreme risk protection order issued against a USCCA member or any similar government action taken against a USCCA member for the purpose of temporarily seizing any otherwise lawfully possessed firearm.

Does a USCCA member have to use a firearm in self-defense to trigger the self-defense liability policy?

Regardless of if a firearm was used, ANY act of self-defense can trigger coverage under the policy. It is important to note that coverage is excluded if an insured uses a weapon they were not able to legally possess under federal law. 

What are the average costs of a self-defense case?

There is no such thing as an “average” self-defense case. A standard criminal defense trial takes months to prepare and weeks in court to defend. Based on the situation, location, and experience level of an attorney, rates can range from $300 to $1,000+ per hour. This self-defense liability policy has come through for thousands of USCCA members, covering millions of dollars worth of claims. 

Add property and liability coverage

National Real Estate Insurance Group has property and liability insurance solutions to accommodate just about any type of investment properties. After you request a proposal, an agent will contact you to discuss the best coverages for your business.

Questions?

For more information or questions regarding membership, please visit USCCA’s website.

Want to learn more about insuring your investment properties?

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