Top Considerations for Owning & Insuring Rentals with an LLC
Deciding how to structure ownership of an investment property can feel overwhelming, but it is an important part of managing risk. Purchasing a rental property through an LLC is not required to obtain landlord insurance; [...]
Landlord Tips for Energy Efficiency
Save Energy at Your Rental with These 7 Essential Tips When owning and operating rental properties, it’s important for investors to balance operating costs while keeping the property comfortable and appealing to tenants. Making a [...]
Insurance for Investment Properties Rented by Room
As housing affordability challenges, workforce mobility, and evolving tenant preferences continue to drive demand for more flexible living arrangements, one strategy is becoming increasingly popular among real estate investors: rent-by-the-room properties. Rather than leasing an [...]
A Landlord’s Guide to Off-Base Military Rentals: Insurance Considerations for PCS Orders
Summary Military servicemembers and their families can be excellent long-term tenants, but their unique lifestyle presents challenges that may not be as common for traditional rental properties. Frequent relocations, deployments, and protections provided under the SCRA can create [...]
Top 3 Investment Property Changes That Prompt a Coverage Review
Summary Investment properties undergo changes that can affect insurance needs. Understanding the changes that should trigger an insurance review can prevent potential coverage issues or claim denials. Changes in ownership, interested parties, property use, and occupancy are all significant events that should be reported to your insurer. Why [...]
Top Insurance Considerations for Mid-Term Rentals
Summary Driven by the rise of remote work, traveling professionals, and corporate relocations, mid-term rentals are continuing to gain popularity. To effectively insure these properties, investors must understand the unique risks associated with mid-term rentals and the coverages [...]
Understanding Insurance Needs for BRRRR Investing
Summary The BRRRR method—Buy, Rehab, Rent, Refinance, Repeat—requires insurance that evolves with each phase. Risk-appropriate coverage and an investor-focused insurance approach helps BRRRR investors avoid gaps and ensure long term success. What is the BRRRR Method Popularized [...]
Vacation Rental Damage Protection vs Property Insurance: A Host’s Guide
Vacation rentals have grown significantly in popularity, offering flexible travel options and strong income potential for real estate investors. As platforms expand their damage protection offerings, many hosts assume their properties are fully covered, but [...]