Top 3 Investment Property Changes That Prompt a Coverage Review
Summary Investment properties undergo changes that can affect insurance needs. Understanding the changes that should trigger an insurance review can prevent potential coverage issues or claim denials. Changes in ownership, interested parties, property use, and occupancy are all significant events that should be reported to your insurer. Why [...]
Top Insurance Considerations for Mid-Term Rentals
Summary Driven by the rise of remote work, traveling professionals, and corporate relocations, mid-term rentals are continuing to gain popularity. To effectively insure these properties, investors must understand the unique risks associated with mid-term rentals and the coverages [...]
Understanding Insurance Needs for BRRRR Investing
Summary The BRRRR method—Buy, Rehab, Rent, Refinance, Repeat—requires insurance that evolves with each phase. Risk-appropriate coverage and an investor-focused insurance approach helps BRRRR investors avoid gaps and ensure long term success. What is the BRRRR Method Popularized [...]
Insurance 101: Everything Landlords Need to Know to Protect Their Properties
Summary Landlord insurance is fundamentally different from homeowners insurance. Rental property investors must understand the core coverages available along with common exclusions that leave certain risks uninsured. Investors should also be aware of how underwriting guidelines and market [...]
Basic vs Special Form Insurance Coverage: How to Choose the Right Property Policy
If you’ve shopped for property insurance before, you may have noticed that some policies list Covered Losses as Basic, while others specify Broad or Special. The differences between these three property insurance coverages are significant. It [...]
Unique Insurance Challenges for Log Cabin Rentals
Summary Log cabins are insurable, but their natural materials, remote locations, and higher exposure to fire, moisture, and maintenance issues make them riskier (and often more expensive) to insure than traditional investment properties. Real estate investors need log [...]