Evaluating Your Flood Insurance Options
It is important that property owners understand their risk exposure to flood AND are aware that their property insurance policy most likely does not include this coverage. There are several options available to you for [...]
Preparing Your Property for Severe Spring Weather
It may feel a little early to be talking about spring weather preparedness, but now is the time to start thinking about potential risks. You want to prepare your property before they present a real [...]
Is It Covered? Burst Pipes
It's a common misconception that water damage from a burst pipe at your investment property is automatically covered. Water Damage from a burst pipe is not included under Basic Form coverage. Broad and Special Form formats of [...]
Is It Covered? Sewer Backup
Many people think they are automatically covered for Sewer Backup at their investment property. However, according to the Insurance Information Institute (I.I.I.), most homeowners and business insurance policies do not cover Sewer Backup unless that [...]
Is It Covered? Mold, Mildew & Fungus
Insurance coverage for Mold, Mildew, and Fungus is usually either completely excluded or may be very limited depending upon the policy. Many people assume that they will have at least some coverage for Mold when [...]
Is It Covered? Flood
The question is always, “When is it a flood?” Because we deem various types of water events “floods” even if they do not meet the insurance definition, it can become confusing to know where your [...]