Smoke Detector Maintenance and Recommendations
Fires are one of the most sudden, destructive, and deadly losses we see on claims. Regular inspections, fire suppression tools, and emergency planning are all crucial components of fire safety. The ability to identify a [...]
Preparing Your Property for Severe Spring Weather
It may feel a little early to be talking about spring weather preparedness, but now is the time to start thinking about potential risks. You want to prepare your property before they present a real [...]
2022 Insured Loss Events in Review
It has been another chaotic year for the property insurance market. If you’ve been an investor or homeowner for the last couple of years, you’ve likely experienced required increases to insurance value, premium increases, or [...]
Is It Covered? Mold, Mildew & Fungus
Insurance coverage for Mold, Mildew, and Fungus is usually either completely excluded or may be very limited depending upon the policy. Many people assume that they will have at least some coverage for Mold when [...]
Is It Covered? Flood
The question is always, “When is it a flood?” Because we deem various types of water events “floods” even if they do not meet the insurance definition, it can become confusing to know where your [...]
2021 Loss Events in Review
The year 2021 continued to be an interesting year in the insurance market for loss events, with extreme and unique weather events and ongoing uncertainty around COVID. The industry as a whole continues to experience [...]