Service Line coverage for investment properties

The Service Line policy provides coverage for damage to any exterior underground piping or wiring from the property to the main line that provides a service to the property premises. This may include communications cables, electrical power, heating, sewage, or water.  

National Real Estate Insurance Group offers Service Line coverage as an add-on to your property coverage to help protect you financially in the event of these costly incidents. Submit your property information using our online proposal request and receive a custom proposal. An agent will contact you to go over your insurance options and help you choose the best coverage for your specific situation. 

Start a proposal request and ask to include Service Line coverage or contact your CSA today!

What does Service Line insurance cover?

You have the option of two limits of coverage – $10,000 or $15,000*. Coverage includes: 

  • Cost to repair or replace the service line itself with the same kind or quality 
  • Excavation costs as required for the repair 
  • Reasonable costs to make temporary repairs and/or expedite permanent repairs 
  • Repair or replacement of damaged outdoor property caused by the service line failure such as trees, lawns, driveways, or sidewalks. 

Subject to a $500 deductible  

Service Line coverage is available in all 50 states. 

Please note that this coverage does not cover any damage to the dwelling that results from the service line failure but is intended to cover the costs associated with the repair or replacement of the service line and outdoor area. 

 *Coverage for service lines that are 50 years or older is limited to $2,500. 

What type of damage is covered?

Services line failure can include a leak, break, tear, rupture, collapse, or electrical arcing caused by wear and tear, deterioration, rust or other corrosion, mechanical breakdown, weight of equipment or vehicles, vermin or insects, external force from a form of excavation, freezing, or tree or other root invasion. 

Does this policy cover sewer back-up?

If the sewer line is damaged as a result of the service line failure, this product will provide coverage to repair or replace the damaged line as well as excavation and outdoor property that may have been damaged. If the damaged sewer line causes a back-up into the house, the damage caused inside would not be covered. Most property policies exclude this cause of loss. Check out our Tenant Protector Plan to obtain coverage for Sewer Back-up.

How much does Service Line insurance cost?

Insurance costs for Service Line coverage can start as low as $5 per month per property, plus taxes and fees, but can vary based on the property and level of coverage. Because of our monthly reporting form, you can pay for coverage monthly, never paying for more than you need. 

Why choose us for Service Line Coverage?

Add property and liability coverage

National Real Estate Insurance Group has property and liability insurance solutions to accommodate just about any type of investment properties. After you request a proposal, an agent will contact you to discuss the best coverages for your business.

Need to speak to an agent?

Please give us a call at 888.741.8454 to speak to a licensed insurance professional. If you would like to discuss your specific location, please request an insurance proposal and one of our agents will contact you shortly.

Want to learn more about insuring your investment properties?

Read one of our articles or go to our Resource Center to learn more about different insurance topics.