Is It Covered? Sewer Backup
Many people think they are automatically covered for Sewer Backup at their investment property. However, according to the Insurance Information Institute (I.I.I.), most homeowners and business insurance policies do not cover Sewer Backup unless that [...]
Is It Covered? Your Responsibilities as an Insured
Many people think that their insurance policy only details what they are covered for in the event of a loss. It does include the types of losses your insurance carrier will reimburse and what types [...]
Is It Covered? Contractors’ Injuries & Workmanship
Though your insurance policy protects you from a variety of perils, a contractor’s faulty workmanship or an injury on the jobsite are two risks that are typically excluded. If structural work fails, there is no [...]
Is It Covered? Named Storm
If you have properties in coastal locations, it’s not always clear if you have coverage when a tropical storm or hurricane comes through. Damage can be caused by the force of the winds, rain driven [...]
Is It Covered? Pools & Outdoor Play Equipment
Many assume that pools, trampolines and other recreational equipment sitting in the yard are insured. Some also make the assumption that if a person (child or adult) is injured while using this “outdoor equipment”, coverage [...]
Is It Covered? Burst Pipes
Many people think they are automatically covered for Water Damage that results from a burst pipe at their investment property. The fact is, Water Damage from a burst pipe is not covered under the Basic Form, but only under [...]