Is It Covered? Snow, Ice & Sleet

By |November 16th, 2017|

The Basic, Broad and Special Forms on which property policies are written offer different levels of coverage. Basic and Broad Form are “named peril” policies, meaning perils must be listed within the policy to be [...]

Is It Covered? Aluminum Wires

By |November 16th, 2017|

Many people simply don’t know their policy may contain an exclusion of coverage when a fire results from the use of aluminum wiring. However, many homes being purchased today as investment properties were built during [...]

Is It Covered? Flood

By |August 9th, 2017|

The question is always, “When is it a flood?” Because we deem various types of water events “floods” even if they do not meet the insurance definition, it can become confusing to know where your [...]

Is It Covered? Tenant Damage

By |June 28th, 2017|

Many assume that ANY kind of damage done by a tenant will be covered. This is simply not the case. Though coverages vary across the globe, certain types of damage done by tenants are excluded [...]