Rental Property Insurance in Oregon

NREIG is an independent agency and program manager that exclusively specializes in landlord insurance and other investment property coverage, including new construction, renovation, and vacant property. Backed by industry-leading carriers, we deliver tailored solutions to protect your properties and your business.

Why NREIG for Your Oregon Investments?

NREIG provides insurance solutions tailored to the unique needs of every investment property you own. Whether you need insurance for a rental property, fix-and-flip, new build, or vacant land, our coverage fills the gaps and limitations found in standard policies. By focusing exclusively on real estate investors, our flexible, month-to-month coverage adapts to every property type and occupancy status, ensuring you always have the proper protection in place.

Commitment-free

Pay for coverage monthly. With NREIG you’re not locked into annual policies.

Adaptable

Coverage for all phases of occupancy, from new builds to occupied rental properties.

Simple

Manage your portfolio’s coverage online 24/7 through our Client Portal.

Trusted

NREIG has been insuring investment properties for nearly 20 years, backed by carriers rated “A-” or better by AM Best.

Insurance Solutions for Every Type of Investment Property

When it comes to insuring your Oregon investment properties, traditional homeowners insurance won’t properly protect the dwelling or your liability exposure. Our policies are customized for each property type, addressing the specific risks you face, whether you own a vacation rental, manage a property as a landlord, or are working as a property flipper.

Other investment strategies we insure:

Non-Performing Notes
Subject-To
Tax Sale
Land Contract
Contract for Deed
Sandwich Lease
Quitclaim Deed

Insuring your Oregon Investment Property

Oregon offers property investment potential in both urban and rural areas across the state. However, landlords should be aware that Oregon has some of the most tenant-friendly laws in the country, including statewide rent control and strict notice requirements for lease terminations. Staying informed on Oregon landlord laws is essential to remain compliant and avoid costly legal issues. In addition to navigating regulations, investors should consider Oregon’s natural risks such as wildfires, heavy rainfall, and earth movement.

Customize Your Coverage

NREIG’s comprehensive property and liability packages form a solid foundation of coverage, with the flexibility to add ancillary products for enhanced protection.

Standard Coverage Package

Property (dwelling) coverage can protect your property against unexpected direct physical damage, such as fire, lightning, windstorm and hail, vandalism, theft, water damage, and more.

Choose between Basic and Special Form when discussing coverage form options with your Sales Advisor.
All Property policies are insured to a minimum of $75 per square foot with no coinsurance penalty.

Premises Liability coverage is critical in protecting you, the investor, from liability claims that may arise from incidents at your property. This may include slip-and-fall accidents, dog bites, or medical issues suffered by a tenant due to a carbon monoxide leak.

NREIG coverage packages include liability insurance with $1MM per occurrence, $2MM aggregate limits. Higher limits may be available upon request.

Add-On Coverages & Other Specialty Programs

Earth Movement
Equipment Breakdown
Flood
Loss of Rental Income
Property Management Errors & Omissions
Tenant Protector Plan® (Renters Insurance Alternative)
Terrorism & Political Violence
Service Lines
FlipShield (Liability Coverage for Flippers)

Coverage availability may vary by location.

Protect your Oregon investment property with insurance that fits your specific needs.

Leave generic, unsatisfactory policies in the past. Protect your investments with coverage built for you.

Oregon