Basic vs Special Form Insurance Coverage: How to Choose the Right Property Policy
If you’ve shopped for property insurance before, you may have noticed that some policies list Covered Losses as Basic, while others specify Broad or Special. The differences between these three property insurance coverages are significant. It [...]
New Year, Smarter Rentals: Safety, Leases, and Landlord Processes to Review Now
Summary January is a good time for landlords to reassess how their rentals are managed. Reviewing tenant communication, lease language, maintenance processes, and insurance coverage can help reduce risk, improve efficiency, and set expectations for the year [...]
How to Winterize a Vacant Investment Property
Winter has made its presence known, but there is still time to winterize a vacant home. In part 1, we covered tenant-occupied properties. This time, we focus on vacant homes and active renovation projects. If you’re leaving a [...]
Water Losses Explained: Flood, Water Damage, and Sewer Backup
Not all water losses are the same, and your insurance policy reflects that. From floods to sewer backups, each type of water damage is handled differently by your insurance. Watch the video below for a [...]
Insurance Providers Explained: What Every Real Estate Investor Should Know
Not all insurance providers are created equally. Whether you're insuring your first rental or managing a growing portfolio, understanding the difference between captive agents, independent agencies, brokers, and carriers can make or break your coverage. Watch the video below [...]
What is an Insurance Moratorium?
When severe weather, hurricanes, wildfires, or other natural disasters are on the horizon, insurance carriers often issue a moratorium. But what does that actually mean for real estate investors? Watch the video below to learn more about [...]
Unique Insurance Challenges for Log Cabin Rentals
Summary Log cabins are insurable, but their natural materials, remote locations, and higher exposure to fire, moisture, and maintenance issues make them riskier (and often more expensive) to insure than traditional investment properties. Real estate investors need log [...]
Landlord Checklist: Leasing Your First Rental Property
Leasing your first rental property can feel overwhelming, but the right preparation makes all the difference. Use this checklist to ensure your property is safe, compliant, and properly protected before welcoming your first tenant. Property Prep & Safety [...]