Insurance 101: Everything Landlords Need to Know to Protect Their Properties
Summary Landlord insurance is fundamentally different from homeowners insurance. Rental property investors must understand the core coverages available along with common exclusions that leave certain risks uninsured. Investors should also be aware of how underwriting guidelines and market [...]
Basic vs Special Form Insurance Coverage: How to Choose the Right Property Policy
If you’ve shopped for property insurance before, you may have noticed that some policies list Covered Losses as Basic, while others specify Broad or Special. The differences between these three property insurance coverages are significant. It [...]
Unique Insurance Challenges for Log Cabin Rentals
Summary Log cabins are insurable, but their natural materials, remote locations, and higher exposure to fire, moisture, and maintenance issues make them riskier (and often more expensive) to insure than traditional investment properties. Real estate investors need log [...]
Premises vs Personal Liability Insurance: A Guide for Real Estate Investors
Summary Personal liability insurance won’t cover your risk as a rental property owner. Premises liability insurance protects real estate investors from claims related to injuries or damages that occur on their rental or investment properties. [...]
Insuring Log Cabins with National Real Estate Insurance Group
In our Program, log cabins are defined as homes built from horizontal log walls, with corner notching, chinking, and a gabled roof (preferred). Log homes are typically rustic or pioneer-style design and found in rural [...]
Insuring Mobile/Manufactured Homes With NREIG
In our Program, mobile homes are defined as homes that no longer have wheels and are on permanent foundation, making them fixed dwellings. Manufactured homes, on the other hand, are factory-built or prefabricated and prepared [...]