Premises vs Personal Liability Insurance: A Guide for Real Estate Investors
Summary Personal liability insurance won’t cover your risk as a rental property owner. Premises liability insurance protects real estate investors from claims related to injuries or damages that occur on their rental or investment properties. [...]
Property Insurance Moratoriums: Key Information for Real Estate Investors
When severe weather or a natural disaster is forecasted, insurance carriers may issue a moratorium. These temporary suspensions may disrupt your ability to protect your investments when they need coverage most, especially if proper coverage [...]
Standard Exclusions on Investment Property Policies
Exclusions play a significant role in defining the boundaries of your insurance coverage as they outline what is not covered by your policy. Carriers may exclude coverage for specific exposures for multiple reasons. Some risks [...]
Umbrella & Excess Liability for Investment Properties
Umbrella and Excess policies both extend the limits of a primary liability coverage, and while these terms are often used interchangeably, they function in different ways. Watch the video below to learn more about these [...]
Limits & Sublimits on Property Insurance Policies
Limits and sublimits set caps on how much your carrier will pay out for different types of losses. Learn how each can impact your claims in the video below! Transcript: Limit and sublimit–two [...]
Understanding Coinsurance Penalties
Underinsuring your property, even if accidental, could greatly decrease claim payouts when a loss occurs. In this video, we break down how coinsurance penalties work, and how you can avoid them. Watch below! [...]