Basic vs Special Form Insurance Coverage: How to Choose the Right Property Policy
If you’ve shopped for property insurance before, you may have noticed that some policies list Covered Losses as Basic, while others specify Broad or Special. The differences between these three property insurance coverages are significant. It [...]
Water Losses Explained: Flood, Water Damage, and Sewer Backup
Not all water losses are the same, and your insurance policy reflects that. From floods to sewer backups, each type of water damage is handled differently by your insurance. Watch the video below for a [...]
Insurance Providers Explained: What Every Real Estate Investor Should Know
Not all insurance providers are created equally. Whether you're insuring your first rental or managing a growing portfolio, understanding the difference between captive agents, independent agencies, brokers, and carriers can make or break your coverage. Watch the video below [...]
What is an Insurance Moratorium?
When severe weather, hurricanes, wildfires, or other natural disasters are on the horizon, insurance carriers often issue a moratorium. But what does that actually mean for real estate investors? Watch the video below to learn more about [...]
Premises vs Personal Liability Insurance: A Guide for Real Estate Investors
Summary Personal liability insurance won’t cover your risk as a rental property owner. Premises liability insurance protects real estate investors from claims related to injuries or damages that occur on their rental or investment properties. [...]
Property Insurance Moratoriums: Key Information for Real Estate Investors
When severe weather or a natural disaster is forecasted, insurance carriers may issue a moratorium. These temporary suspensions may disrupt your ability to protect your investments when they need coverage most, especially if proper coverage [...]