Additional Insured and Loss Payee Roles in Insurance
The designations of Additional Insured (AI), Loss Payee, and Lender’s Loss Payee often cause confusion for those not well-versed in insurance. While these roles might not directly impact an investor's day-to-day business, understanding each helps [...]
Umbrella & Excess Liability Policies: What Investors Need to Know
Umbrellas are one of the most misunderstood insurance policies. Investors oftentimes assume they don't need liability coverage if they have an umbrella policy, and that's simply not the case. Today, Jacqui Price, EVP of Underwriting [...]
Mastering Coinsurance & Avoiding Costly Penalties
Adequately protecting your investment properties requires more than just purchasing an insurance policy; it involves understanding the key factors, like coinsurance, that can severely impact your coverage and payouts. Coinsurance is an industry-wide property provision [...]
Landlord Insurance Offers Better Protection for Investors Than Homeowners Insurance
Homeowners insurance and landlord insurance are two distinctly different products, each designed for specific property uses. As a real estate investor, understanding these differences and insuring your properties under the appropriate policy is crucial to [...]
Everything Investors Should Know About Insurance Claims
Real estate investors typically experience a property loss at least once in their career. And when it comes to filing an insurance claim for that loss, it can be complex and overwhelming. So, today, our favorite [...]
Insuring Pools and Other Attractive Nuisances
Pools, playgrounds, trampolines, and other outdoor equipment are great amenities for tenants. But when it comes to insuring these items, investors may not be covered for what they think. To help guide investors through insuring [...]