Understanding Your Insurance Policy
An insurance policy is more than just a piece of paper; it is a contract that details what you are covered for, any exclusions that take away coverage, and the conditions that must be met [...]
How to Insure Fix-and-Flips & Renovation Properties
When doing major renovations at your property, renovation insurance is a must have. Renovating a property comes with a unique set of risks, so it's important to have the right insurance coverage to limit your [...]
How Economic Conditions and Natural Disasters Affect the Insurance Market
Climbing insurance rates are being felt by homeowners and real estate investors across the country, in some areas more than others. As insurance becomes more expensive, property owners can't help but ask themselves what they [...]
The Difference Between Flood, Water Damage, and Sewer Backup
You may be surprised to learn that your definition of flood and your insurance company's definition may differ. And we get it. It's a confusing topic, especially for those not in the insurance industry. But [...]
The Importance of Maintaining Accurate Account Information
The importance of accurate account information cannot be overstated, as inaccuracies in your insurance documents can lead to serious consequences. The last thing any property owner wants to deal with after suffering a loss is [...]
Basic, Broad, and Special Form Coverages: What’s the Difference
When structuring your insurance policy, the coverage form selected plays a significant role in determining which perils are covered for your property should a loss occur. There are three types of coverage forms to choose [...]