Avoiding Electrical Fires
Aside from tornadoes, fires tend to be the most sudden, destructive, and deadly losses we see in claims. Even those who are aware of basic fire safety measures often forget about the risk of electrical [...]
Is It Covered? Flood
The question is always, “When is it a flood?” Because we deem various types of water events “floods” even if they do not meet the insurance definition, it can become confusing to know where your [...]
Is It Covered? Liability for Non-Covered Items
For the most part, if an item is excluded from the Property Coverage on your property, it is likely not covered in the Liability Coverage on your property either. Bear in mind while your Property [...]
Protecting Your Income With Loss of Rents Coverage
How would your businesses and income be affected if your rental property sustained damage to the point that it is no longer habitable for your tenants? As an investor, you have property insurance that may [...]
NREIG Terrorism Coverage vs TRIA
Prior to the September 11, 2001 attack on the World Trade Center towers and the Pentagon, Terrorism coverage was not a standard exclusion on most insurance policies. The attacks, which caused significant damage, resulted [...]
Is It Covered? Tenant Damage
Many assume that any kind of damage done by a tenant will be covered by insurance. This is simply not the case. Though coverages vary across the globe, certain types of damage done by [...]