Is It Covered? Trees, Shrubs & Landscaping
Coverage related to damage to, and caused by, trees and other greenery on the property can vary widely depending upon the specific circumstances of an incident. Some policies may include limited coverage of trees and [...]
2021 Loss Events in Review
The year 2021 continued to be an interesting year in the insurance market for loss events, with extreme and unique weather events and ongoing uncertainty around COVID. The industry as a whole continues to experience [...]
Getting Smart About Your Canine Liability Exposure
While it is rare for a landlord to be held liable for injury caused by their tenant’s dog, that doesn’t stop the injured party from pulling the landlord into a lawsuit, and there are some [...]
How to Know You Need Coverage Beyond Premises Liability
Premises liability is the legal principle that property owners have some level of accountability for accidents and injuries on their property, or premises. Premises liability impacts businesses that own business property (including investment properties) [...]
Do you need Ordinance or Law coverage?
Every state, city, or local municipality has different codes and requirements that residences and buildings must abide by. In some cases, there may even be federal requirements depending on the location. As time passes, [...]
Is Hiring Licensed and Insured Contractors Too Costly?
Many investors worry that contractors will cost dramatically more if they’re required to obtain all the recommended insurance coverage. But hiring contractors who aren’t insured can ultimately hurt your business worse than if you had [...]