Is It Covered? Mold, Mildew & Fungus
Insurance coverage for Mold, Mildew, and Fungus is usually either completely excluded or may be very limited depending upon the policy. Many people assume that they will have at least some coverage for Mold when [...]
Is It Covered? Flood
The question is always, “When is it a flood?” Because we deem various types of water events “floods” even if they do not meet the insurance definition, it can become confusing to know where your [...]
Is It Covered? Named Storm
If you have properties in coastal locations, it’s not always clear if you have coverage when a tropical storm or hurricane comes through. Damage can be caused by the force of the winds, rain driven [...]
Is It Covered? Pools & Outdoor Equipment
Many assume that pools, trampolines, and other recreational outdoor equipment sitting in the yard are covered by insurance. Some also make the assumption that if a person (child or adult) is injured while using [...]
2021 Loss Events in Review
The year 2021 continued to be an interesting year in the insurance market for loss events, with extreme and unique weather events and ongoing uncertainty around COVID. The industry as a whole continues to experience [...]
Protect Your Vacant Property from Water Damage This Winter
Of the three leading causes of property damage—fire, theft/vandalism, and water damage—the last one is usually the easiest to prevent. You can avoid frozen pipes and water damage at the vacant house by taking some [...]